Welcome to our Maryland Optional Retirement Plan blog. We write posts about the ORP for employees at Public Maryland Higher Education institutions. We also write about other retirement topics that people nearing retirement may find helpful.
Social Security benefits play a crucial role in the financial well-being of millions of Americans. Deciding when to start collecting these benefits is a significant decision that can have a lasting impact on your retirement income. In...Read More
Does Your Portfolio Fit Your Retirement Lifestyle?Most portfolios are constructed based on an individual's investment objective, risk tolerance, and time horizon.Using these inputs and sophisticated portfolio-optimization calculations,...Read More
As a retiree from a public higher education institution in Maryland you may have access to subsidized health care through the college. It is important to understand rules around ORP distributions to make sure you can maintain coverage.Read More